diff --git a/__init__.py b/__init__.py
index 7b5fdaf..3fb3a63 100644
--- a/__init__.py
+++ b/__init__.py
@@ -112,6 +112,11 @@ def compute_mre(home_value: float,
     return mre
 
     
+def compute_from_target_dti(consumer_income: float, 
+                            home_price: float,
+                            comsumer_fico: int,
+                            target_dti: float) -> float:
+    return None
 
 
 #if __name__ == '__main__':