{
  "$defs": {
    "AcknowledgeAgree": {
      "title": "AcknowledgeAgree",
      "type": "object",
      "properties": {
        "signature": {
          "type": "string"
        },
        "date": {
          "type": "string"
        }
      }
    },
    "GovernmentInfo": {
      "title": "GovernmentInfo",
      "type": "object",
      "properties": {
        "willNotFurnish": {
          "type": "boolean"
        },
        "ethnicity": {
          "type": "boolean"
        },
        "sex": {
          "type": "string"
        },
        "race": {
          "type": "string"
        }
      }
    },
    "Assets":  {
      "title": "Assets",
      "type": "object",
      "properties": {
        "assets": {
          "type": "array",
          "items": {
            "allOf": [{
                "$ref": "Assets.json#/$defs/AssetExpense"
            }],
            "type": "object",
            "properties": {
              "depositHeldBy": {
                "type": "string"
              }
            }
          }
        },
        "checkingSavings": {
          "type": "array",
          "items": {
            "$ref": "Assets.json#/$defs/CheckingSavings"
          }
        },
        "stocksBonds": {
          "type": "array",
          "items": {
            "$ref": "Assets.json#/$defs/AssetExpense"
          }
        },
        "lifeInsurance": {
          "type": "array",
          "items": {
            "$ref": "Assets.json#/$defs/LifeInsurance"
          }
        },
        "retirementFunds": {
          "type": "array",
          "items": {
            "$ref": "Assets.json#/$defs/AssetExpense"
          }
        },
        "vehiclesOwned": {
          "type": "array",
          "items": {
            "$ref": "Assets.json#/$defs/AssetExpense"
          }
        },
        "propertyOwned": {
          "type": "array",
          "items": {
            "$ref": "Address.json#/$defs/ScheduleOfRealEstate"
          }
        },
        "liabilities": {
          "type": "array",
          "items": {
            "$ref": "Assets.json#/$defs/AssetExpense"
          }
        }
      }
    }
  },
  "$schema": "https://json-schema.org/draft-07/schema",
  "Applicant": {
    "title": "Applicant",
    "type": "object",
    "required": [
      "email"
    ],
    "properties": {
      "pin": {
        "type": "string"
      },
      "firstName": {
        "type": "string"
      },
      "middleInitial": {
        "type": "string"
      },
      "email": {
        "type": "string"
      },
      "lastName": {
        "type": "string"
      },
      "socialSecurityNumber": {
        "type": "string"
      },
      "currentAddress": {
        "type": "string"
      },
      "homePhone": {
        "type": "string"
      },
      "dateOfBirth": {
        "type": "string"
      },
      "yearsSchool": {
        "type": "integer"
      },
      "degreeEarned": {
        "type": "string"
      },
      "schoolName": {
        "type": "string"
      },
      "marriageStatus": {
        "type": "string",
        "enum": [
          "single",
          "married",
          "divorced",
          "widowed",
          "separated"
        ]
      },
      "numberDependants": {
        "type": "integer"
      },
      "agesDependants": {
        "type": "array",
        "items": {
          "type": "integer"
        }
      },
      "previousJobs": {
        "type": "array",
        "items": {
          "$ref": "Job.json"
        }
      },
      "previousAddresses": {
        "type": "array",
        "items": {
          "$ref": "Address.json#/$defs/PreviousAddress"
        }
      },
      "expenseInfo": {
        "$ref": "Expense.json"
      },
      "otherIncomes": {
        "type": "array",
        "items": {
          "$ref": "Assets.json#/$defs/AssetExpense"
        }
      },
      "assets": {
        "$ref": "#/$defs/Assets"
      },
      "declarations": {
        "$ref": "Declarations.json"
      },
      "acknowledgeAndAgree": {
        "$ref": "#/$defs/AcknowledgeAgree"
      },
      "authBorrower": {
        "$ref": "#/$defs/AcknowledgeAgree"
      },
       "AuthFcra": {
        "$ref": "#/$defs/AcknowledgeAgree"
      },
       "governmentInfo": {
        "$ref": "#/$defs/GovernmentInfo"
      }
    }
  }
}